CRED: Business Analyst (Consumption Lending)

Job Description:

As a Business Analyst – Consumption Lending at CRED, you’ll be a part of a dynamic fintech team, driving growth strategies for consumer payments and lending initiatives. Your analytical acumen will play a key role in optimizing campaign performance and shaping decision-making in a fast-moving ecosystem. This role offers an exciting opportunity to contribute from the ground up, working with high-impact teams, influencing product outcomes, and actively shaping CRED's consumer lending journey. Whether exploring novel data-driven tactics or refining user engagement strategies, your insights will directly influence business growth.

Roles & Responsibilities:

• Collaborate closely with cross-functional teams to define and implement growth strategies for consumer lending and payments.

• Analyze campaign data to extract actionable insights, monitor performance metrics, and identify areas for optimization.

• Design and execute experiments or pilots to assess the impact of new business initiatives and approaches.

• Build scalable dashboards and reports that drive fast and informed business decisions.

• Present performance findings and recommendations to stakeholders, translating data into strategic narratives.

• Stay attuned to market trends and competitive offerings to suggest fresh ideas and solutions.

Requirements & Eligibility:

• Experience: 1–3 years in business analysis, growth, or strategy roles—prior fintech exposure is highly preferred.

• Analytical Skills: Exceptional ability to decipher data, craft insights, and develop structured recommendations.

• Technical Skills: Hands-on expertise with SQL is mandatory; familiarity with BI tools (e.g., Tableau, Looker) is an advantage.

• Mindset: Passionate about building innovative solutions from inception; comfortable working in ambiguity with a growth-oriented approach.

• Communication Skills: Clear and persuasive storytelling through data; ability to engage with technical and business stakeholders alike.

• Adaptability: Agile, results-focused, and collaborative mindset—ready to thrive in a fast-paced fintech environment.

Expected Salary:

For a Business Analyst with 1–3 years of experience in fintech in India, especially within high-growth startups like CRED, the typical package ranges from ₹10 LPA to ₹18 LPA, depending on domain expertise, SQL proficiency, and impact potential.

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