Infosys: Business Analyst – IT/Credit Risk

Job Description

Infosys is seeking a highly skilled and motivated Business Analyst – IT/Credit Risk to join its Application Development and Maintenance service line in Bangalore. This role is integral to driving value in global financial services projects, where the focus is on delivering business insights, domain expertise, and innovative technology solutions within the risk management space. The selected candidate will be a part of complex client engagements and play a critical role in enabling business transformation through data-driven decision-making.

As a Business Analyst specializing in credit risk and broader financial risk domains, you will contribute to strategic client initiatives by analyzing business processes, identifying opportunities for improvement, and ensuring regulatory compliance. The position requires collaboration with global teams, participation in agile project methodologies, and strong problem-solving capabilities. This role is especially significant for organizations navigating increasing regulatory scrutiny, evolving credit risk models, and digital transformation in risk management systems.

In addition to core business analysis responsibilities, this opportunity at Infosys emphasizes thought leadership, documentation, and innovation. The role is designed for professionals who can bridge the gap between technology and business, contribute to knowledge assets such as whitepapers, and enhance the company’s position as a leader in the financial services risk domain. If you are looking for a challenging, future-ready, and rewarding career path, this role offers an excellent platform to showcase your expertise.

Roles & Responsibilities

1. Collaborate with global financial services clients to gather, document, and analyze business requirements within the credit risk and broader risk management domains.

2. Act as a key liaison between business stakeholders and technical teams to ensure solutions align with client objectives and industry best practices.

3. Provide domain expertise in areas such as Credit Risk, Market Risk, Liquidity Risk, Operational Risk, and Basel regulatory reporting.

4. Perform SQL-based data analysis to validate models, prepare insights, and support decision-making for risk management systems.

5. Participate in agile development processes, leveraging tools such as JIRA or Rally, to ensure timely delivery of high-quality outcomes.

6. Prepare detailed documentation including business requirement documents (BRDs), functional specifications, and process flows using tools like Microsoft Visio.

7. Contribute to thought leadership by drafting whitepapers, perspectives, or industry-specific reports showcasing domain expertise.

8. Engage in problem-solving and analytical exercises to enhance existing risk models, processes, and systems.

9. Support testing activities by defining acceptance criteria, validating system changes, and ensuring compliance with regulatory standards.

10. Work closely with development teams, providing techno-functional insights where PLSQL or system development experience is required.

11. Ensure effective communication across stakeholders, maintaining transparency on project timelines, risks, and deliverables.

12. Stay updated on emerging regulatory trends and evolving risk practices to proactively advise clients.

Requirements & Eligibility

1. Educational Qualifications: A Bachelor’s or Master’s degree in Computer Science, Engineering, Technology, or related fields such as MCA, BCA, or MSc.

2. Domain Knowledge: Strong understanding of global financial risk management, particularly credit risk, market risk, liquidity risk, Basel reporting, and regulatory compliance.

3. Technical Skills: Proficiency in SQL for data analysis; exposure to PLSQL and other development technologies is considered a plus.

4. Analytical Skills: Demonstrated ability to analyze large data sets, derive actionable insights, and provide business recommendations.

5. Agile Experience: Hands-on exposure to agile methodologies and tools like JIRA or Rally, ensuring collaborative project delivery.

6. Documentation Expertise: Familiarity with process-mapping and documentation tools like Microsoft Visio and Access to prepare professional reports and models.

7. Soft Skills: Strong problem-solving abilities, effective communication skills, and stakeholder management experience.

8. Certifications: Relevant industry certifications in risk management, financial services, or project management are highly valued.

9. Thought Leadership: Experience contributing to whitepapers, research articles, or knowledge-sharing forums is desirable.

10. Adaptability: Ability to work in dynamic, fast-paced global environments with cross-cultural teams.

Expected Salary

For a Business Analyst in Credit Risk at Infosys in Bangalore, the expected salary range typically falls between ₹8 LPA to ₹16 LPA, depending on experience, skills, and certifications. Professionals with niche risk management expertise and technical know-how may command higher compensation. Globally, similar roles may range between $75,000 to $110,000 annually in leading financial markets.

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