Infosys: Business Analyst – IT/Credit Risk

Job Description

Infosys is seeking a skilled Business Analyst in IT/Credit Risk to join its Application Development and Maintenance service line. This role is designed for professionals who are passionate about bridging the gap between business requirements and technology solutions within the global financial services industry. As a Business Analyst, you will contribute to high-impact client projects in the Global Risk domain, working closely with stakeholders to analyze requirements, design solutions, and ensure successful project delivery.

This position is particularly suited for candidates with exposure to Credit Risk, Market Risk, Liquidity Risk, Operational Risk, or Regulatory Reporting. By leveraging strong analytical and problem-solving skills, you will play a vital role in designing frameworks that help financial institutions comply with regulatory standards while optimizing risk management practices. Your insights will drive smarter decision-making, reduce operational inefficiencies, and enhance overall business performance.

Infosys offers the perfect platform for professionals looking to expand their expertise in risk analytics, compliance, and business transformation. Alongside global exposure and cutting-edge technologies, this role provides opportunities to contribute to thought leadership initiatives, work within agile methodologies, and develop techno-functional skills. As part of Infosys’s dynamic team, you will help shape solutions that strengthen the financial ecosystem.

Roles & Responsibilities

• Act as a Business Analyst in Global Risk domain-based projects for clients in the financial services industry.

• Collaborate with stakeholders to gather, analyze, and document requirements related to Credit Risk, Market Risk, Liquidity Risk, and Regulatory Reporting.

• Translate complex risk management needs into technical specifications that can be implemented by IT and development teams.

• Contribute to thought leadership initiatives, including white papers and industry viewpoints, to enhance Infosys’s positioning in the market.

• Work within agile project environments, leveraging tools like JIRA and Rally to manage tasks and ensure timely delivery.

• Perform data analysis using SQL and validate outputs to ensure data integrity and accuracy of risk models.

• Support the creation of process workflows, system diagrams, and functional documentation using Microsoft Visio and Access.

• Partner with technical teams to integrate risk domain knowledge into IT solutions, ensuring functional alignment with business goals.

• Contribute to the improvement of credit risk management practices by recommending process enhancements and automation.

• Guide junior team members and provide expertise on risk-related business requirements and best practices.

Requirements & Eligibility

• Bachelor’s or Master’s degree in Engineering, Computer Applications, Science, or Technology (MCA, M.Sc., M.Tech., B.Tech., etc.).

• 2–8 years of relevant work experience in Business Analysis within the financial services industry.

• Strong knowledge of the Global Risk domain, including Credit Risk, Market Risk, Liquidity Risk, Operational Risk, or Treasury.

• Hands-on experience in SQL-based data analysis and the ability to validate complex data sets.

• Familiarity with regulatory frameworks such as BASEL reporting and compliance requirements for financial institutions.

• Exposure to agile methodologies and use of agile project management tools (JIRA, Rally).

• Excellent communication, documentation, and stakeholder management skills, with the ability to translate business needs into actionable insights.

• Techno-functional skills such as PL/SQL programming or development experience are an added advantage.

• Industry certifications in risk management, business analysis, or financial compliance are highly valued.

• Ability to work in a collaborative global environment and adapt to changing project requirements.

Expected Salary

The expected salary for a Business Analyst – IT/Credit Risk at Infosys in Bengaluru typically ranges between ₹8,00,000 – ₹15,00,000 per year, depending on years of experience, skillset, and certifications. Professionals with specialized knowledge in Credit Risk and Regulatory Reporting may command salaries at the higher end of this range. Infosys also offers performance-linked incentives, training, and career advancement opportunities.

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